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Gross-Up Calculator

To net 1,000,000 with 3.3% withheld, the contract is not 1,033,000 — you divide 1,000,000 by 0.967.

Your numbers

Gross amount

1,034,126

Tax

34,126

Formula

Gross amount = Net amount ÷ (1 − Rate ÷ 100)

Quoting by simply adding the tax rate leaves you a little short of the target every time.

What to enter

InputDefaultAccepted range
Net amountWhat lands in your account after tax.1,000,0000 and up
Rate (%)The rate applied — usually per year.3.30 ~ 99

Step by step

FormulaGross amount = Net amount ÷ (1 − Rate ÷ 100)
With the default numbersGross amount = 1,000,000 ÷ (1 − 3.3 ÷ 100)
AnswerGross amount = 1,034,126

Quick reference table

Results when only Net amount changes and everything else stays put.

Net amountGross amountTax
500,000517,06317,063
750,000775,59525,595
1,000,0001,034,12634,126
1,500,0001,551,18951,189
2,000,0002,068,25268,252

What each result means

ResultAt default values
Gross amountThe contracted amount before any deduction.1,034,126
TaxThe tax withheld or charged, as money.34,126

Common mistakes

Quoting by simply adding the tax rate leaves you a little short of the target every time.

Glossary

Net amount
What lands in your account after tax.
Rate
The rate applied — usually per year.
Gross amount
The contracted amount before any deduction.
Tax
The tax withheld or charged, as money.

Frequently asked questions

Q. How is Gross-Up Calculator calculated?

Gross amount = Net amount ÷ (1 − Rate ÷ 100) — To net 1,000,000 with 3.3% withheld, the contract is not 1,033,000 — you divide 1,000,000 by 0.967.

Q. Can you walk through an example?

With Net amount 1,000,000, Rate 3.3%, the answer is Gross amount 1,034,126.

Q. What do I need to enter?

Enter Net amount, Rate. The result recalculates as you type, and an empty box counts as zero.

Q. How much does the answer move if I change a number?

Changing only Net amount moves the answer to Net amount 500,000 → Gross amount 517,063 and Net amount 2,000,000 → Gross amount 2,068,252. The table below lays out five steps.

Q. How are the numbers rounded?

Money is shown to the nearest whole unit, percentages to one decimal place and everything else to two. What you see is rounded; the calculation itself carries the unrounded value forward.

Q. Anything to watch out for?

Quoting by simply adding the tax rate leaves you a little short of the target every time.

Related calculators

Tax rates and interest conventions differ by country and product — check your contract for real transactions.