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Pro-Rata Refund

Take the days left out of the total days and refund that share. The per-day figure — total over days — makes it easy to sanity-check the answer.

Your numbers

Refund

87,123

Cost a day

329

Left

72.6%

Formula

Refund = Amount × (Days in term − Days used) ÷ Days in term

Real contracts often add a cancellation fee or claw back a signing discount, so you get less than this. Treat it as the no-penalty baseline.

What to enter

InputDefaultAccepted range
AmountThe amount the calculation starts from — settle whether tax is inside it.120,0000 and up
Days in term (d)The full length of the contract or pass.3651 and up
Days used (d)The part already used — that share does not come back.1000 and up

Step by step

FormulaRefund = Amount × (Days in term − Days used) ÷ Days in term
With the default numbersRefund = 120,000 × (365 − 100) ÷ 365
AnswerRefund = 87,123

Quick reference table

Results when only Amount changes and everything else stays put.

AmountRefundCost a dayLeft (%)
60,00043,56216472.6
90,00065,34224772.6
120,00087,12332972.6
180,000130,68549372.6
240,000174,24765872.6

What each result means

ResultAt default values
RefundWhat comes back, in proportion to the days left.87,123
Cost a dayThe cost spread over a day; compare it with a coffee.329
Left (%)72.6

Common mistakes

Real contracts often add a cancellation fee or claw back a signing discount, so you get less than this. Treat it as the no-penalty baseline.

Glossary

Amount
The amount the calculation starts from — settle whether tax is inside it.
Days in term
The full length of the contract or pass.
Days used
The part already used — that share does not come back.
Refund
What comes back, in proportion to the days left.
Cost a day
The cost spread over a day; compare it with a coffee.

Frequently asked questions

Q. How is Pro-Rata Refund calculated?

Refund = Amount × (Days in term − Days used) ÷ Days in term — Take the days left out of the total days and refund that share. The per-day figure — total over days — makes it easy to sanity-check the answer.

Q. Can you walk through an example?

With Amount 120,000, Days in term 365d, Days used 100d, the answer is Refund 87,123.

Q. What do I need to enter?

Enter Amount, Days in term, Days used. The result recalculates as you type, and an empty box counts as zero.

Q. How much does the answer move if I change a number?

Changing only Amount moves the answer to Amount 60,000 → Refund 43,562 and Amount 240,000 → Refund 174,247. The table below lays out five steps.

Q. How are the numbers rounded?

Money is shown to the nearest whole unit, percentages to one decimal place and everything else to two. What you see is rounded; the calculation itself carries the unrounded value forward.

Q. Anything to watch out for?

Real contracts often add a cancellation fee or claw back a signing discount, so you get less than this. Treat it as the no-penalty baseline.

Related calculators

Tax rates and interest conventions differ by country and product — check your contract for real transactions.