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Resale Value Depreciation

Depreciation eats what is left, so 25% a year for three years leaves 0.75 cubed — 42% of the original, not 25%. Electronics and cars follow this curve.

Your numbers

Value now

506,250

Drop

57.8%

Difference

693,750

Formula

Value now = Purchase price × (1 − Yearly depreciation ÷ 100) ^ Years

Real second-hand prices step down when a new model lands. This smooth average misses those cliffs just before and after a launch.

What to enter

InputDefaultAccepted range
Purchase priceWhat you actually paid, fees included, or the profit maths breaks.1,200,0000 and up
Yearly depreciation (%)How much value falls each year, applied to what is left.250 ~ 100
Years (yr)How many years the money stays put; compounding bites harder as this grows.30 ~ 30

Step by step

FormulaValue now = Purchase price × (1 − Yearly depreciation ÷ 100) ^ Years
With the default numbersValue now = 1,200,000 × (1 − 25 ÷ 100) ^ 3
AnswerValue now = 506,250

Quick reference table

Results when only Purchase price changes and everything else stays put.

Purchase priceValue nowDrop (%)Difference
600,000253,12557.8346,875
900,000379,68857.8520,313
1,200,000506,25057.8693,750
1,800,000759,37557.81,040,625
2,400,0001,012,50057.81,387,500

What each result means

ResultAt default values
Value nowWhat it is worth today, after depreciation.506,250
Drop (%)How far it dropped from the high point, as a percentage.57.8
DifferenceThe gap between two values — a quantity, not a rate.693,750

Common mistakes

Real second-hand prices step down when a new model lands. This smooth average misses those cliffs just before and after a launch.

Glossary

Purchase price
What you actually paid, fees included, or the profit maths breaks.
Yearly depreciation
How much value falls each year, applied to what is left.
Years
How many years the money stays put; compounding bites harder as this grows.
Value now
What it is worth today, after depreciation.
Drop
How far it dropped from the high point, as a percentage.
Difference
The gap between two values — a quantity, not a rate.

Frequently asked questions

Q. How is Resale Value Depreciation calculated?

Value now = Purchase price × (1 − Yearly depreciation ÷ 100) ^ Years — Depreciation eats what is left, so 25% a year for three years leaves 0.75 cubed — 42% of the original, not 25%. Electronics and cars follow this curve.

Q. Can you walk through an example?

With Purchase price 1,200,000, Yearly depreciation 25%, Years 3yr, the answer is Value now 506,250.

Q. What do I need to enter?

Enter Purchase price, Yearly depreciation, Years. The result recalculates as you type, and an empty box counts as zero.

Q. How much does the answer move if I change a number?

Changing only Purchase price moves the answer to Purchase price 600,000 → Value now 253,125 and Purchase price 2,400,000 → Value now 1,012,500. The table below lays out five steps.

Q. How are the numbers rounded?

Money is shown to the nearest whole unit, percentages to one decimal place and everything else to two. What you see is rounded; the calculation itself carries the unrounded value forward.

Q. Anything to watch out for?

Real second-hand prices step down when a new model lands. This smooth average misses those cliffs just before and after a launch.

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